Humble Texas Real Estate Appraisers
Quick and Accurate Home Appraisals in Humble, TX
As one of the leading providers of residential and commercial appraiser services in the Humble market area, our certified appraisers can help you with valuations for both private and lending use. We aim to deliver an appraisal report that exceeds our clients needs and is delivered with an industry leading turn time. We have some of the lowest appraisal costs in the area and we take pride in delivering reports faster than the typical appraisers.
All of our appraisers are Houston area locals and have over a decade of experience in the market area. We staff appraisers capable of handling any assignment from residential, commercial or mixed-use. If you have a commercial property assignment, most our Texas Certified General appraisers hold the MAI designation from the Appraisal Institute and are available across a large portion of South East Texas.
Whether you need a property value report for lending, private use or a legal matter, our appraisal services can accommodate most real estate valuation requirements. Whether you’re a homeowner or an industry professional, we take pride in deliver a friendly and reliable service. If you have any questions or you’re ready to place an order, simply call the number on this site or complete the appraisal request form found above.
If you require a public real estate appraiser in Houston Texas to provide a quick and friendly appraisal for your home, give us a call today or use the short web quote form.
Common Uses for Our Humble Property Appraisal Reports:
- Mortgage / Refinance (Conventional or FHA)
- HELOC / Home Equity
- Divorce and Separations
- Estate or Probate Settlement
- Estate Planning
- Property Tax Protest
- PMI Removal
- For Sale by Owner (FSBO)
- Cash Purchases
- And More …
Common Clients Our Humble Appraisers Work With:
- Cash Buyers
- Property Investors
- Banks and Credit Unions
- Mortgage Companies
- Estate Executors
Frequently Asked Questions About Our Humble Real Estate Appraisal Services
How is market value defined in an appraisal?
Market value is often defined in real estate as the completion of a sale whereby both parties are motivated and well informed and the property has had reasonable exposure to the market.
Are your general purpose forms similar to the FNMA URAR 1004 form?
The FNMA URAR 1004, commonly associated with “Fannie Mae” loans, has additional reporting requirements that have more significance for the lending process than with the actual dollar market value. The most fundamental way to determine market value is to compare the subject property to recently sold homes in a given neighborhood. The lenders report has many additional arbitrary requirements which have little bearing on the value found by a report needed for many other purposes. Census data and SMSA information are two examples of arbitrary data that only serve to help the lender category their loans. Unlike lender forms, our general purpose forms were designed to be straightforward and easy to digest even for those unfamiliar with real estate jargon.
How do appraisers find information that helps support an appraisal?
The extent of the appraiser’s data collection, analysis, and reporting is determined by the complexity of the appraisal assignment. For instance, if the subject property’s measurements are widely different from local records, the appraiser might ask for blueprints, a survey, or additional information from a realtor or homeowner to support his analysis. The quality and reliability of each piece of information is considered by the appraiser. The appraiser can also use data provided by a 3rd party so long as that data is directly applicable to appraisal, reliable and verifiable.
Can appraisers use comps from online appraisal sites?
Absolutely not! Those sites are not a reliable source of data. Appraisers pull their data from MLS. If a sale happened off the MLS, an appraiser can still use it so long as they are provided verifiable sales information. Because of the inaccuracy and misleading data provided by online valuation sites, appraisers usually do not recommend anyone use them for anything other than ballpark numbers. We understand why folks use them and if we had to pick one we like Realtor.com as it’s the most reliable information.