Stafford Texas Real Estate Appraisers
Quick and Reliable Home Appraisals in Stafford, TX
Our Texas certified real estate appraisers offer residential and commercial appraisal services throughout the Stafford market for both private use and lender applications. Our mission is to supply our customers with a fast, reliable and professional appraisal service that meets or exceeds their expectations and requirements for use. Not only do we deliver our appraisal assignments faster than most other appraisal companies, we offer some of the best fees for appraisal services in the market.
All of our appraisers are Houston area natives and have over a decade of experience in the market area. We employ appraisers capable of handling all assignment from residential, commercial or mixed-use. For commercial assignments we only assign Texas Certified General appraisers with at least 10 years of experience in the Houston market.
We take pride in providing real estate appraisal services for any need including lending, private use, insurance and legal situations. We are dedicated to delivering competent, friendly and expedient services to all our clients be it homeowners or industry veterans. If you’d like to discuss your appraisal needs in more detail please connect with us via the phone number on this site or the online contact form found above.
Do you need a public houston appraisal today? Give us a call or submit our web quote form and a member of our staff assist you shortly.
Common Uses for Our Stafford Property Appraisal Reports:
- Mortgage / Refinance (Conventional or FHA)
- HELOC / Home Equity
- Divorce and Separations
- Estate or Probate Settlement
- Estate Planning
- Property Tax Protest
- PMI Removal
- For Sale by Owner (FSBO)
- Cash Purchases
- And More …
Common Clients Our Stafford Appraisers Work With:
- Cash Buyers
- Property Investors
- Banks and Credit Unions
- Mortgage Companies
- Estate Executors
Frequently Asked Questions About Our Stafford Real Estate Appraisal Services
My home is in a flood zone. How does this impact my value?
This depends on several factors including how much of the property is in a flood hazard, what FEMA designation the zone carries, and whether or not limited access or water damage could result from flooding. As an example, if just the back half of your property is located in a flood zone and there are no improvements to the area that could be damaged or cut-off by flooding, then it will have less impact on your value. Conversely, if half your home and parts of your driveway are in a FEMA flood zone then it will have a strong negative impact on your value. In either situation an appraiser must research other homes with similar flood hazards and determine the impact such a feature has on marketability.
What defines a comparable sale for an appraisal?
Comparables sales are usually those which a buyer would consider instead of the subject property, meaning they should be similar in appeal. For residential appraisals, the selection and adjusting of comparable sales has the most weight on determining the final opinion of value. It is the appraiser’s responsibility to adequately research the local real estate market and determine which comparable sales best represent the value characteristics of the subject property.
If my appraisal comes out higher than my tax value, could my real estate taxes go up?
Your appraisal does not affect your current property tax bill. The appraisal is shared only between you and the appraiser, as well as your lender if you are refinancing or purchasing. Your real estate taxes are determined by a local tax assessor each year. However, if you decide to add-on to your home or do any extensive remodeling that requires permitting, the tax assessor may be prompted to re-evaluate your properties value. Only appraisals initiated by request of a lender(bank) on behalf of lending, will be made public knowledge and shared with local tax authorities. A professional appraisal is a powerful tool in the process of contesting your property tax values.
Can a seller request a copy of the appraisal?
If they did not order it, then no. The seller will only get a copy of the appraisal if the borrower wants to share that report. In most cases a seller will not get a copy of the appraisal unless the value did not meet the sales price, at which point the buyer may choose to share the appraisal to help in renegotiating a lower price.